Services

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Home Insurance

For homeowners who have their permanent or holiday home,
or even renters who have their belongings.

Homeowners insurance protects your home, possessions, and liability. It covers damage, loss, and certain accidents on your property. Essential for homeowners, it guards against financial losses from unexpected events. Protects the buildings, Contents and Equipment from damage that may be caused by fire, theft, flood, or other damage.

MOTOR

Is protection against financial losses stemming from an accident or other damage to the vehicle.

Car insurance covers the insured’s legal liability for compensating third parties in case of bodily injury, death, and property damage. Numerous insurance companies offer a variety of packages that extend coverage to additional risks, including the possibility of covering loss or damage to the insured’s vehicle.

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Travel Insurance

It covers unexpected events while you are traveling, such as
medical expenses, trip cancellation, lost luggage, flight accident, etc.

You can arrange travel insurance to cover the specific
duration of any trip. Alternatively, a “multi-trip” policy offers
coverage for an unlimited number of trips within a set period. If you travel
two or more times a year, a multi-trip policy can be more cost-effective.

Immigration Medical Insurance

This insurance is a mandatory requirement for obtaining the necessary permits, such as work or visitor permits, from the Immigration Authorities in Cyprus.

By law, all foreigners, whether they are
employees, visitors, or students, who wish to live in Cyprus must have health
insurance. This insurance is a mandatory requirement for obtaining the necessary permits, such as work or visitor permits, from the Immigration Authorities in Cyprus.

Business Insurance

This package emphasizes the importance of having proper insurance coverage for your business regardless of its size. It highlights the significance of investing in insurance to protect your finances and ensure the smooth operation of your business.

By consolidating all your insurance needs into one comprehensive policy, you can streamline the process, potentially save money, and ensure that your business is adequately protected according to legal requirements. This approach allows you to focus on running your business effectively without worrying about whether you have sufficient insurance coverage.

Contractors
All Risk (C.A.R.) Insurance

C.A.R. Insurance Policy provides basic coverage for loss or damage occurring during the project or while the construction site is active.

The Contractor’s All Risk (C.A.R) policy covers damage or loss of building materials due to sudden and unforeseen events at the construction site. This comprehensive protection ensures that materials are safeguarded against unexpected incidents, providing peace of mind throughout the building process.

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Employer’s Liability Insurance

It covers the costs when, and if an employee asks for compensation for an illness or injury caused by their work and that you didn’t take all the measures to avoid any possible accidents.

The insurance policy covers compensation payments and
legal costs up to the policy limit. The minimum coverage limits, as required by law, are as follows: (1.) €160,000 for each individual employee, (2.) €3,417,203 per incident, and (3.) €5,125,804 for the entire insurance period (one year). Additionally, you have the option to increase the indemnity limits to suit your specific needs. The policy also provides coverage abroad for employees who are permanent residents of Cyprus.

Professional Indemnity Insurance

Covers the liability for damage or accidents that may occur while providing services, or because they caused their clients to suffer financially, due to mistakes.

It covers categories such as Lawyers, Insurance Intermediaries, Health Service Providers, Technical Chamber of Cyprus,
Accountants & Auditors, Real Estate Agents, Mentoring & Coaching.

Public Liability Insurance

Regardless of the size or nature of your business, having Public Liability Insurance is essential for your protection.

It Provides protection to the business from compensation claims that may arise due to accidents or damage that will occur to the business.

Directors & Officers Liability Insurance

The Policy will meet any indemnifiable claim made against the Directors and Officers of the Company due to an actual error or omission when acting in their official capacity in the Insured Company.

Directors & Officers Insurance provides financial
protection for company leaders against personal losses due to legal actions brought for alleged wrongful acts in their capacity as directors or officers. It covers legal fees, settlements, and other related costs.

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Medical Insurance

Protect your health and well-being with comprehensive coverage tailored to your needs. Medical or hospitalization plans cover the cost of treatment when you are admitted to the hospital.

Health insurance ensures you have access to necessary medical care without the burden of high costs. It covers doctor visits, hospital stays, prescriptions, and
preventive services, giving you peace of mind and financial security.
Also, they can cover Critical Illness for specific life-threatening diseases.

Life Insurance

The purpose of taking life insurance is to provide life cover to the policyholder and financial security to his family.

It offers financial coverage to the policyholder for a specific period. In case of death of the insured individual during the policy term, the death benefit is paid to the beneficiary.

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Retirement / Investment Insurance

Ideally, every individual should be engaged in both savings and investments as a part of future planning and retirement. 

Life Retirement and Investment Funds provide financial security and growth for your future. These funds combine life insurance with retirement savings and investment opportunities, ensuring a steady income post-retirement. They offer a comprehensive solution for long-term financial planning, helping you achieve peace of mind and a comfortable future.

Bond Insurance

Surety Bonds are insurance contracts where the Insurance Company commits to paying the beneficiary if the insured/principal fails to meet their obligations.

They guarantee the fulfillment of an obligation by the insured/principal. If the principal fails to meet their responsibilities, the Insurance Company steps in to compensate the beneficiary. This ensures financial protection and trust in various business and contractual agreements.

Custom Insurance

If none of the products mentioned earlier suits your needs, please send us a request for it. We will respond to your request without delay.

Whether it’s a specialized risk or an uncommon requirement, we provide personalized solutions to ensure comprehensive protection. Just ask, and we will find the perfect insurance solution for you. Your peace of mind is our priority.